Qur’anic interpretation on the principles of Islamic economics

Abstract

This article aims to analyze Qur’anic verses pertaining to Islamic economic principles. Islamic economics is a system governed by sharia-based guidelines. This study employs a qualitative approach to examine perspectives regarding investment concepts within Islam. Data were sourced through extensive literature review and analyzed descriptively. The findings, referencing Bank Indonesia (2018), outline six foundational principles in sharia economics: zakat, prohibition of riba (usury), prohibition of maysir (gambling), transparency in information, charitable giving including sadaqah and waqf, and rules governing muʿāmalāt (transactions). These principles are applied to key instruments of Islamic economics. The primary references for this research include Qur’anic verses such as Q.S. al-Jumuʿah: 10, Q.S. al-Ḥashr: 7, and Q.S. al-Isrāʾ: 29, which serve as the scriptural foundation of the study.

Keywords:: Al-Jumuʿah; al-Ḥashr; al-Isrāʾ; Islamic economics; Qur’anic exegesis